Palm City Homes under $400,000

Palm City Homes under $400,000

Welcome to Palm City, Florida – a hidden gem nestled along the scenic St. Lucie River. This charming community boasts a perfect blend of serene suburban living and vibrant outdoor activities, making it an ideal location for families, retirees, and everyone in between. With its lush landscapes, warm climate, and friendly atmosphere, Palm City offers a slice of paradise that’s hard to resist.

One of the most appealing aspects of Palm City is the accessibility of homes under $400,000. In a market where affordability can often feel elusive, this area presents a unique opportunity for homebuyers seeking value without compromising on quality. From cozy single-family homes to modern townhouses, there’s a diverse range of properties to choose from, catering to various lifestyles and preferences.

Imagine waking up to the gentle sounds of nature, with picturesque views just outside your window. Residents enjoy a plethora of recreational options, including boating, fishing, and hiking along the nearby nature trails. The community is also home to top-rated schools, parks, and shopping centers, ensuring that everything you need is just a stone's throw away.

Furthermore, Palm City’s convenient location allows for easy access to the bustling cities of Stuart and Port St. Lucie, where you can explore even more dining, entertainment, and cultural experiences. Whether you’re looking for a peaceful retreat or a vibrant community, Palm City is the perfect place to call home. Don’t miss your chance to discover affordable living in this idyllic Florida paradise!

Newest Palm City Homes under $400,000

3269 SW SUNSET TRACE Circle, Palm City
$225,000
2 Beds ⋅ 3 Baths ⋅ B26090491 MLS ⋅ Sunset Trace BLDG.
This move in ready 2-bedroom, 2.5-bath townhouse in Stamford at Sunset Trace offers 1,374 square feet of finished living space across two stories. Located in Palm City, this property presents a solid investment opportunity with the convenience and low-maintenance appeal of townhouse living. The additional half-bath adds functionality to the layout. AC 2025, partial Accordian Hurricane Shutters 2023, freshly painted, ceiling fans replaced, new sink & granite countertops & screened in patio for outside entertainment in your fenced courtyard!! Sunset Trace offers a gate, 2 community pools, a dog park, & tennis courts, w/ an HOA that covers exterior insurance, cable, internet, & lawn care. Conveniently located near shopping, dining, top-rated schools, and easy access to I-95 and the Turnpike.

3269 SW SUNSET TRACE Circle, Palm City
2762 SW MATHESON Avenue Unit 111-G1, Palm City
$229,000
2 Beds ⋅ 2 Baths ⋅ B26089985 MLS
Enjoy tranquil LAKEFRONT views from this beautifully updated FIRST FLOOR condo. The bright, open kitchen offers ample counter space and storage, while both bedrooms overlook the lake. Updated bathrooms, a newer A/C (2022), and a tankless water heater add to the home's move-in-ready appeal. Enjoy a full laundry room with storage and full size washer and dryer. This gated community features a pool, clubhouse, tennis, and pickleball courts. Conveniently located near shopping, dining, and local schools, this condo is ideal for year-round living or a seasonal retreat. AC 22' HWH 22'. NO Trucks, no lease first 2 years, 1 pet 25 lbs.

2762 SW MATHESON Avenue Unit 111-G1, Palm City
3733 SW Sunset Trace Circle, Palm City
$245,000
2 Beds ⋅ 3 Baths ⋅ B26089974 MLS
Welcome to this well-maintained, freshly painted 2-bedroom, 2.5-bath townhome located in the gated community of Sunset Trace in Palm City. With a comfortable layout, private outdoor space, and community amenities, this home offers everything you need to enjoy the Florida lifestyle.Beautiful vinyl flooring runs throughout the home, complemented by updated bathrooms, a 2025 A/C, and a 2023 roof, making this townhome move-in ready. The first floor features a spacious living room, a kitchen with stainless steel appliances, a dining area, a half bath with full size washer and dryer, and convenient under-stair storage. Both the living room and kitchen open to your private patio, creating the perfect spot to relax and enjoy the Florida lifestyle.Upstairs, you'll find two bedrooms, each with its own private balcony overlooking the lush green space, along with a guest bathroom. The spacious primary suite stands out with a walk-in closet, private bathroom, and its own balcony, offering a peaceful place to relax and unwind.The property includes two assigned parking spaces, along with ample guest parking. Residents enjoy a variety of community amenities, including tennis, pickleball, and basketball courts, two community pools, and a children's play area. Pet owners will especially appreciate the expansive green space throughout the community. Conveniently located near I-95 and Florida's Turnpike, the community offers easy access to historic downtown Stuart, with its many restaurants and shopping options, as well as the beautiful beaches of the Treasure Coast.

3733 SW Sunset Trace Circle, Palm City
2115 NW Greenbriar Lane, Palm City
$390,000
3 Beds ⋅ 2 Baths ⋅ M20057267 MLS ⋅ Harbour Ridge - Green Briar Village BLDG.
Enjoy gorgeous Mile Lake views and exceptional privacy from this 3BR/2BA home featuring an updated kitchen with granite countertops and stainless steel appliances, Mexican tile in the main living areas, and an enclosed patio with engineered wood flooring and expansive sliders overlooking the lake. The owner's suite offers an updated bath/vanity area and walk-in closet. Most windows and sliders are impact-rated. Additional features include a screened porch, circular driveway, 2-car garage and separate golf cart entrance. Harbour Ridge is a private, mandatory membership community offering two 18-hole golf courses, tennis, pickleball, fitness center and pool, waterfront clubhouse, riverfront walking path, yacht club and marina. $125,000 joining fee ($1,000 refundable) due at closing. Monthly HOA fee includes club dues, trail fees, POA, village HOA, capital funds fees and applicable taxes.

2115 NW Greenbriar Lane, Palm City
3305 SW Villa Place, Palm City
$295,000
3 Beds ⋅ 2 Baths ⋅ B26087171 MLS
Morning coffee comes with a lake view and a few feathered neighbors at this Sunset Trace villa. The sellers have already handled what buyers usually inherit: a brand-new AC, a water heater from late 2025, and fresh paint throughout. The tile floor is fabulous and is throughout all main parts of the home. Solid block construction, three bedrooms, two baths and a garage give everyone room to land, and the kitchen stands clean, functional and ready for your signature. Step out to a private patio overlooking the water. Dues cover cable, internet and lawn care, and the gated community adds two pools, tennis, basketball and a clubhouse. The refrigerator, range, microwave and dishwasher stay. Come see how good easy can look.

3305 SW Villa Place, Palm City
2976 SW Mariposa Circle, Palm City
$385,900
3 Beds ⋅ 2 Baths ⋅ B26086484 MLS
Looking for a serene Community with exceptional Commuting or Shopping? This is the place for you. The major upgrade have been done (Roof, Hot Water, AC, Kitchen countertops). Priced to move fast, this spacious 3 Bedroom 2 Bath home is ready to go as is or bring your own ideas. It features a park like tropical back yard just outside your screened in porch. The swimming pool and Tennis Courts are ready and relax afterward in your own personal spa!. Close to the Beaches and the Airport, this can be your getaway or residence. Shopping and Restaurants are within 200 yards. Golf Courses abound. Come enjoy the tranquility of Palm City while prices are still reasonable

2976 SW Mariposa Circle, Palm City
2054 SW Silver Pine Way Unit 123H, Palm City
$269,000
3 Beds ⋅ 2 Baths ⋅ M20057212 MLS ⋅ Pine Ridge At Martin Downs Condo 14 BLDG.
Enjoy easy Florida living in this desirable single-story, villa-style end unit with 3 bedrooms, 2 full bathrooms, and a one-car garage. Front and back patios offer inviting spaces to relax or entertain, while new kitchen appliances and interior laundry hookups add everyday convenience. The maintenance fee includes exterior maintenance, lawn care, and cable, and the roof was replaced in 2022. Located in a private, gated community with a heated pool, spa, tennis, pickleball, and bocce ball, this home offers low-maintenance living in a prime Palm City location.

2054 SW Silver Pine Way Unit 123H, Palm City
2054 SW Silver Pine Way Unit 123H, Palm City
$269,000
3 Beds ⋅ 2 Baths ⋅ B26086350 MLS ⋅ Pine Ridge At Martin Downs Condo 14 BLDG.
Enjoy easy Florida living in this desirable single-story, villa-style end unit with 3 bedrooms, 2 full bathrooms, and a one-car garage. Front and back patios offer inviting spaces to relax or entertain, while new kitchen appliances and interior laundry hookups add everyday convenience. The maintenance fee includes exterior maintenance, lawn care, and cable, and the roof was replaced in 2022. Located in a private, gated community with a heated pool, spa, tennis, pickleball, and bocce ball, this home offers low-maintenance living in a prime Palm City location.

2054 SW Silver Pine Way Unit 123H, Palm City
2864 SW Lakemont Place, Palm City
$289,900
2 Beds ⋅ 3 Baths ⋅ B26086295 MLS ⋅ The Meadows At Martin Downs BLDG.
Stunning CORNER UNIT courtyard-style townhome in the heart of Palm City! Beautifully REMODELED home in The Meadows featuring a desirable SPLIT FLOOR PLAN with TWO PRIMARY SUITES, luxury VINYL FLOORING, OPEN-CONCEPT KITCHEN with quartz countertops and stainless steel appliances, plus REMODELED BATHROOMS with contemporary finishes. Enjoy an OVERSIZED PRIVATE COURTYARD and SCREENED LANAI, plus an approved storage shed. ACCORDION SHUTTERS throughout and METAL ROOF installed in 2018. Two dedicated parking spaces just steps from the home. The Meadows offers a 24-HOUR MANNED GATE, RESORT-STYLE POOL, tennis and pickleball courts. Conveniently located near Downtown Stuart, beaches, golf, dining, major roads and highly rated schools. MOVE-IN READY and ready to enjoy! The Meadows is a highly desirable, gated community in the heart of Palm City, offering beautifully landscaped surroundings, tranquil lakes, and a welcoming neighborhood atmosphere. Residents enjoy resort-style amenities, including a swimming pool, tennis and pickleball courts, and 24-hour manned security. Conveniently located near top-rated schools, shopping, dining, golf courses, and major highways, with easy access to Downtown Stuart and the beautiful Treasure Coast beaches.

2864 SW Lakemont Place, Palm City
2217 NW Seagrass Drive, Palm City
$269,000
3 Beds ⋅ 3 Baths ⋅ M20057162 MLS ⋅ Harbour Ridge - Fairway Village BLDG.
Enjoy breathtaking lake and golf course views overlooking the 2nd and 13th fairways of the Golden Marsh course! Situated on a desirable corner lot, this light-filled 3-bedroom, 2.5-bath patio home offers 1,756 sq. ft. of living space, an updated kitchen, updated flooring in the main living areas, and a newer roof (June 2024). The 3rd bedroom, located off the kitchen, is currently set up as a den. Relax on the covered, screened patio and enjoy the peaceful setting. Harbour Ridge is a private, mandatory membership community featuring two 18-hole championship golf courses, 9 Har-Tru tennis courts, pickleball, fitness center with pool, waterfront clubhouse, 2-mile riverfront walking path, biking, yacht club and marina (slips available for additional fee). $125,000 Joining Fee ($1,000 refundable) due at closing. Monthly HOA Fee includes Club Dues, Trail Fees, POA, Village HOA, Capital Funds Fees and applicable taxes.

2217 NW Seagrass Drive, Palm City
3585 SW Quail Meadow Trail, Palm City
$315,000
2 Beds ⋅ 2 Baths ⋅ B26084126 MLS
Discover coastal living in this beautifully updated 2/2/1 villa in the gated golf course community of Martin Downs. Home has been freshly painted with an open floor plan, soaring ceiling, updated guest suite and plantation shutters. The spacious, updated kitchen boasts granite counter tops, stainless appliances and a stunning view of the beautiful lawn, mature oak tree and the 5th hole. There is added space in the enclosed Florida room/office plus a built-in workspace in the secondary bedroom. New electric panel (2023), and AC (2021). Home includes a transferable The Village Club and Preserve membership for access to all of the community amenities (except golf) at just $65 per month. As is with right to inspect. All sizes and fees approximate.

3585 SW Quail Meadow Trail, Palm City
13268 Harbour Ridge Boulevard Unit 2A, Palm City
$168,500
3 Beds ⋅ 2 Baths ⋅ M20057070 MLS ⋅ Harbour Ridge - Mile Lake Village BLDG.
GREAT LOCATION! FURNISHED 2nd-floor corner/end unit offering 3 bedrooms, 2 full baths & covered detached carport. Enjoy beautiful golf course views of the 14th fairway of the Golden Marsh course from the screened patio. Bright, open living area features high ceilings & wood laminate flooring. Kitchen offers granite countertops & white cabinetry. Impact windows provide added peace of mind. Harbour Ridge is a private, mandatory-membership community featuring two 18-hole championship golf courses, 9 Har-Tru tennis courts, pickleball, fitness center & pool, waterfront clubhouse with 3 dining rooms, 2-mile riverfront walking path, biking, Yacht Club & marina. Boat slips available for additional fee. $125,000 Joining Fee ($1,000 refundable) due at closing. Monthly HOA includes Club Dues, Trail Fees, POA, Village HOA, Capital Funds Fees & applicable taxes.

13268 Harbour Ridge Boulevard Unit 2A, Palm City
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